Loyalty / VIP Program
Loyalty programs are reserved for the most loyal players at an online casino. Learn more about the different types and what each tier offers.
Casino VIP/Loyalty Programs
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Casino loyalty programs turn every real-money wager into points that build your tier status and convert into bonus credit. At Caesars Palace Online, slots earn 1 Reward Credit per $5 wagered, and table games earn 1 per $25. Then 100 Reward Credits convert to $1 in Casino Bonus Cash.
However, a few details are easy to miss. Caesars Rewards and BetMGM Rewards link to land-based resorts. BetRivers’ iRush Rewards is separate from the land-based Rivers program, though Pennsylvania players can link the two.
Online Casino Rewards Programs Ranked
So how do casino rewards programs work in real life? We ranked eight online casino loyalty programs by how much of their value they truly publish. Land-based reach came next. Every casino rewards program below is from a licensed US casino, and you have to be 21+ to join. Mind that points and credits are bonus value.
Before you choose a casino rewards loyalty program, it helps to look at real numbers. So, which one is the best casino rewards program? That depends on what you play. Still, the best ones tell you exactly what each deposited dollar earns.
Caesars Rewards at Caesars Palace Online
The Caesars casino loyalty program tops our list because it shows players the math. That kind of openness is rare, even among the best casino rewards programs. Slots earn 1 Reward Credit and 1 Tier Credit per $5. Table games earn the same per $25. Then 100 Reward Credits buy $1 in Casino Bonus Cash.
Your online credits also count toward your Caesars Rewards status at the resorts. The tiers go Gold, Platinum, Diamond, Diamond Plus, and Diamond Elite, and credits reset every January 1, so status is earned year by year. Online play counts in Michigan, New Jersey, Pennsylvania, and West Virginia.
Fanatics FanCash
Fanatics’ loyalty program pays back in FanCash, and slots earn 0.25% of your wagers. You will find that most table games earn 0.20%, while blackjack, baccarat, craps, and video poker earn 0.05%.
When you redeem FanCash in the casino, you get half its value in Casino Credit. So $10 in FanCash becomes $5 in Casino Credit, and that credit comes with a 1x playthrough and expires after 7 days. Unused FanCash lasts longer, though. It expires 365 days after your last qualifying play.
One more thing worth knowing. Casino accounts opened on or after June 17, 2026, are auto-enrolled in FanCash Jackpots. Your casino FanCash goes into the jackpot pool until you opt out.
BetMGM Rewards
The BetMGM loyalty program gives loyal players up to 20 points per $100 on regular slots. Progressive slots earn up to 10 points per $100, and live table games up to 4. Rates can vary by game and state.
The five tiers are
- Sapphire
- Pearl
- Gold
- Platinum
- NOIR
NOIR is invite-only. Higher tiers add a points bonus, from 10% at Pearl to 40% at NOIR. Reaching Gold, Platinum, or NOIR also brings a Tier Celebration Credit in MGM Rewards Points, from $100 up to $500.
You can also move your points into MGM Rewards for hotel stays and dining at MGM resorts. Marriott Bonvoy points are another option. Still, tier Credits only track your status, and they reset each calendar year.
FanDuel Casino Rewards Club
The FanDuel loyalty program pays 3 points per $1 on slots. Roulette and craps earn 2, and blackjack and baccarat earn 1.
Your level depends on the points you earn each month, and the count starts fresh on the first. Level 2 starts at 3,000 points, and Level 4 needs 42,000. From Level 2 up, a Weekly Bonus Back returns part of your net losses as casino credit. It runs from 5% (up to $5) to 25% (up to $125) at the invite-only VIP level. This is separate from the FanDuel Sportsbook program.
BetRivers iRush Rewards
BetRivers clearly spells out its earn rates. Slots earn 1 point per $10, and keno and instant win games earn at that same rate. Table games and video poker need $25 per point.
Per the rules of the BetRivers loyalty program, points move you through ten loyalty levels and 3 tiers: Gold, Platinum, and Black. Once you reach a tier, you keep it for the rest of that six-month period and the next one. You can spend Bonus Store Points on bonus money and other prizes.
BetRivers’ iRush Rewards is its own program, apart from the land-based Rivers Rush Rewards. In Pennsylvania, Rivers Casino lets you link the two accounts.
DraftKings Rewards
A new DraftKings loyalty program named Rewards replaced the Dynasty Rewards this summer. Its currency is Crown Cash, and it shows a dollar value right in the app. It’s a single casino rewards program across DraftKings Sportsbook, Casino, and DFS. Golden Nugget Online Casino is part of it as well.
There are five tiers:
- Bronze
- Silver
- Gold
- Diamond
- Onyx
Silver members and up can earn a Weekly Bonus Back in Crown Cash, based on net casino losses. You need at least 100 Tier Credits that week. The top payout is $250, and that one requires Onyx status. Still, remember you can’t withdraw Crown Cash, and it expires after 12 months without activity.
Borgata Online Rewards
Borgata’s loyalty program works a lot like its BetMGM sister site. Slots earn up to 20 Borgata Online Rewards points per $100. You also pick up MGM Rewards Tier Credits on the same bets.
You can use the points toward bonus credits in the Rewards Store. Or you can convert them to MGM Rewards Points for MGM resort stays.
The tiers match BetMGM’s, with NOIR being invite-only. Borgata Online Rewards runs in New Jersey and Pennsylvania. Points expire after 180 days with no earning, so keep that in mind.
Hard Rock Bet and Unity by Hard Rock
The Hard Rock loyalty program has two layers. Legendary Reward Drops give every player a weekly reward on Thursdays. Your monthly play sets your level, from 1 to 7. Above that sits Signature, an invite-only level with an 8x Unity Points multiplier.
Each drop has to be opened by the following Wednesday at midnight. Every bet also earns Unity by Hard Rock Tier Credits. Those count toward Unity status at Hard Rock properties. The Unity tiers are Star, Legend, and Icon, plus an invite-only X tier. But the downside is that Hard Rock doesn’t publish exact casino earn rates for Unity Points, which is why it lands last.
Casino Loyalty Program FAQ
What is a casino loyalty program?
A casino loyalty program rewards you for playing. Every real-money wager earns points that count toward a tier and turn into bonus credit. At Caesars Palace Online, slots earn 1 Reward Credit per $5 wagered. Then 100 Reward Credits convert to $1 in Casino Bonus Cash. Higher tiers unlock more benefits.
Which online casinos have the best VIP or loyalty programs?
Caesars Palace Online publishes the clearest value. Slots earn 1 Reward Credit per $5, and 100 credits are worth $1 in Casino Bonus Cash. It’s the same Caesars Rewards program used at the resorts. Fanatics returns 0.25% of slot wagers in FanCash, and BetMGM Rewards points move over to MGM Rewards.
Do online casino points work at land-based resorts?
Some do. Caesars Palace Online feeds the same Caesars Rewards program as Caesars resorts. BetMGM and Borgata Online Rewards points convert to MGM Rewards Points. Hard Rock Bet play earns Unity by Hard Rock Tier Credits. BetRivers’ iRush Rewards is separate, though Pennsylvania players can link it to Rivers Rush Rewards.
Why do slots earn more points than table games?
Each casino sets its own earn rates, and slots usually get the best one. At Caesars Palace Online, slots earn 1 Reward Credit per $5, while table games earn 1 per $25. BetMGM gives up to 20 points per $100 on slots. FanDuel Casino gives 3 points per $1, and Fanatics pays 0.25%.
How do invite-only VIP tiers work?
At several online casinos, the top tier comes by invitation, so it’s not points alone. That’s the VIP loyalty program casino players usually picture. BetMGM’s NOIR tier is invite-only, and so are FanDuel Casino’s VIP level and Hard Rock Bet’s Signature level. Points move you through the open tiers. The casino decides who gets the top spot.
Does bet365 Casino have a loyalty program in the US?
No. bet365 Casino doesn’t run a loyalty or VIP program for US players. Instead, it runs rotating promotions for existing players, like its Weekend Reload Bonus in New Jersey. Read our bet365 Casino review for its welcome offer, games, and banking, and then compare it with the programs ranked above.
What is a casino loyalty program?
A casino loyalty program rewards you for playing. Every real-money wager earns points that count toward a tier and turn into bonus credit. At Caesars Palace Online, slots earn 1 Reward Credit per $5 wagered. Then 100 Reward Credits convert to $1 in Casino Bonus Cash. Higher tiers unlock more benefits.
Which online casinos have the best VIP or loyalty programs?
Caesars Palace Online publishes the clearest value. Slots earn 1 Reward Credit per $5, and 100 credits are worth $1 in Casino Bonus Cash. It’s the same Caesars Rewards program used at the resorts. Fanatics returns 0.25% of slot wagers in FanCash, and BetMGM Rewards points move over to MGM Rewards.
Do online casino points work at land-based resorts?
Some do. Caesars Palace Online feeds the same Caesars Rewards program as Caesars resorts. BetMGM and Borgata Online Rewards points convert to MGM Rewards Points. Hard Rock Bet play earns Unity by Hard Rock Tier Credits. BetRivers’ iRush Rewards is separate, though Pennsylvania players can link it to Rivers Rush Rewards.
Why do slots earn more points than table games?
Each casino sets its own earn rates, and slots usually get the best one. At Caesars Palace Online, slots earn 1 Reward Credit per $5, while table games earn 1 per $25. BetMGM gives up to 20 points per $100 on slots. FanDuel Casino gives 3 points per $1, and Fanatics pays 0.25%.
How do invite-only VIP tiers work?
At several online casinos, the top tier comes by invitation, so it’s not points alone. That’s the VIP loyalty program casino players usually picture. BetMGM’s NOIR tier is invite-only, and so are FanDuel Casino’s VIP level and Hard Rock Bet’s Signature level. Points move you through the open tiers. The casino decides who gets the top spot.
Does bet365 Casino have a loyalty program in the US?
No. bet365 Casino doesn’t run a loyalty or VIP program for US players. Instead, it runs rotating promotions for existing players, like its Weekend Reload Bonus in New Jersey. Read our bet365 Casino review for its welcome offer, games, and banking, and then compare it with the programs ranked above.
